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CashArc
Cash-flow intelligence for SMEs
90-day cash outlook Xero · synced 2 min ago

See the dip
before it hits.

CashArc turns your accounting data into a live 90-day forecast, so you act on the pressure window while you still have moves.

Pressure · day 23
Cash dips to its lowest as a supplier run lands before two invoices clear.
Cash today
£248,910
+£12.4k this week
Cash runway
112 days
at current burn
Lowest point
£41,200
in 23 days
Connects with Xero Live in minutes No spreadsheet rebuild
Plugs into the tools you already run on Xero Bank feeds Accounting dataMore on the way
The problem

Your bank balance is yesterday’s news.

Most owners run on the balance, a spreadsheet and instinct. They show fragments, never when pressure is coming, where cash is trapped, or which decision tips you into the red. That gap has a name: cash blindness.

What the balance hides
Late customer paymentsSupplier timingPayroll pressureVAT / tax timingStock purchasesFunding gaps
The platform

A command centre for every cash decision.

See where you stand, where you’re heading, and what to do about it, in one calm, credible view.

01 · See

One calm view of exactly where you stand.

Cash today, runway, and the next pressure point, pulled together from your real numbers into a single command centre. No tab-hopping, no stale spreadsheet.

  • Live cash position across accounts
  • Runway at your current burn
  • The next moment cash gets tight
Command centre
Cash today
£248,910
+£12.4k
Runway
112 days
One screen for cash, runway and the next pressure point. No spreadsheet hunting.
02 · Forecast

The next 90 days of cash, before they happen.

CashArc reads your invoices, bills and recurring events and projects them forward, so the dip shows up on a chart weeks before it shows up in your bank account.

  • Forecast built from real business events
  • Pressure windows flagged early
  • Updates automatically as data changes
Forecast · next 90 days
Projected balancePressure window
03 · Understand

Insight you can question, not a black box.

Plain-language patterns and risks, in the order they matter. CashArc tells you what to look at and why. It sharpens your decisions and your advisor conversations, never replacing them.

  • Plain-language summaries
  • The right questions, surfaced early
  • Advisor-ready, every time
Insights
Cash gets tight in 23 days, as a supplier run lands before two invoices clear.
Three subscriptions renew next week (£1,240). Two look unused.
Strong position now. A good moment to prepare a funding conversation.

Cash events

Income, bills, recurring spend and one-offs: every moment that moves cash.

Scenario planning

Model late payers, hires, stock and expansion before you commit a penny.

Xero integration

Connect your accounting data and turn history into a forward view.

How it works

From raw data to a decision you can trust.

1

Connect

Link Xero and your cash events in a couple of clicks.

2

Forecast

See the next 90 days of cash, built automatically.

3

Test

Model a decision and watch the impact land.

4

Act

Spot pressure early and make the call with confidence.

The diagnostic

Where’s your cash going?

Find where cash is trapped, delayed, leaking or building pressure: from outstanding invoices to recurring spend and upcoming obligations. A two-minute read of your real situation.

Scenario planning · try it live

Test the decision before you live with it.

Pick a what-if. Watch your runway, your lowest point and your risk respond in real time, exactly the way they do inside CashArc.

Choose a what-if

Projected 90-day cashWatch
Cash runway
112 days
Lowest projected point
£41,200

A short pressure window opens around day 23, then cash recovers as invoices clear.

The network

Built to grow with the people who back SMEs.

CashArc starts with cash clarity and decision support, and is being built to connect you to accountants, CFOs and funding when the signals say you need them.

SMEs

See cash clearly and act earlier.

Accountants

Lead sharper advisory conversations.

CFOs

Work from clearer scenario evidence.

Funders

Meet better-prepared businesses.

We’re building toward this network. Not every pathway is live today.

Start with cash clarity.

See what’s happening with your cash, what’s coming next, and which decisions need attention, in a focused 20-minute walkthrough.